- Contact 0471 2700408/ 409
- Technopark Campus
Exclusively providing financial and banking services for Technopark employees. The bank was inaugurated on April 29, 2015. The bank has its operation in Technomall,Technopark.
exclusively to provide financial and banking services for Technopark employees. The bank was inaugurated on April 29, 2015. The bank has its operation in Technomall,Technopark.
About Us Technopark Employees Co-operative Society Ltd (TECS) Bank commenced its operations in Technopark, dedicatedly offering financial and banking solutions tailored for Technopark employees. Established on April 29, 2015, the bank operates within Technomall, Technopark. Governed under section 21 of the Kerala Co-operative Societies Act, TECS is structured to serve the Technopark community by providing an array of Deposit Schemes, Personal Loans, Gold Loans, and member-centric financial assistance, all offered with competitive interest rates and flexible terms. Our mission as a government-corporate entity is to enrich the livelihoods, culture, and welfare of the IT and Industrial community.
As we navigate through a landscape of innovation and heightened competition, we aspire to lead as one of the premier banks in the cooperative sector. Upholding a customer-centric approach, we are committed to delivering top-notch services that prioritize customer satisfaction.
Our commitment to excellence goes beyond words. It's woven into every transaction, every interaction, ensuring your financial journey is seamless and stress-free.
Unlock the power of saving with a Savings Bank Account! Enjoy the perfect blend of high liquidity and safety while watching your money grow with moderate interest. Start your journey to financial security today.
Unlock the potential of your savings with a Fixed Deposit account! Experience the perfect balance of stability and growth as you secure your funds for a fixed term, earning attractive interest rates. With guaranteed returns and minimal risk, a Fixed Deposit is your path to financial security. Start your journey towards a brighter financial future today!
Invest in our Recurring Deposit schemes and enjoy the benefit of regular interest payouts. Start with just Rs. 100 per month and watch your savings grow steadily. Secure your financial future today with ease and flexibility.
We offers a range of personal loan solutions tailored to your needs. Whether for home renovations, vehicle repairs, wedding expenses, education, emergencies, or debt consolidation, we provide competitive rates and flexible repayment options for a seamless borrowing experience.
Leverage your residential, commercial, or special-use property as collateral for a loan when financial needs arise. Whether for business expansion, education, weddings, or medical emergencies, you can secure a loan at competitive interest rates by mortgaging your property.
We are committed to offering vehicle loan solutions that combine convenience with valuable benefits, designed with the customer in mind. Our mission is to make your journey to ownership smoother with financing tailored to meet your specific needs.
EMI Calculator - Calculate Equated Monthly Installment (EMI) for Home Loan/Housing Loan, Car Loan, Personal loan and mortgage Loan.
Recurring Deposit Calculator – Easily calculate your monthly deposits and interest for Recurring Deposits. Plan your savings and see your total returns effortlessly.
Our commitment to excellence goes beyond words. It's woven into every transaction, every interaction, ensuring your financial journey is seamless and stress-free.
Our mission is to foster economic resilience, social development, and financial stability within our community. Through democratic control and member participation, we strive to create a sustainable and inclusive economy that benefits everyone.
To emerge as the best welfare and financial institution in the state having a wide network.
At technopark employees cooperative society, we are resolutely committed to fostering economic vitality by keeping financial resources within our state’s borders. By circulating money locally, we fuel individual and community growth while strengthening our regional economy. This approach benefits IT professionals and industrial employees, supporting a resilient and sustainable economic future. Our cooperative stands as a trusted steward and pillar of our community, dedicated to a brighter, more prosperous future, one rupee at a time.
| Sl No. | Name | Designation |
|---|---|---|
|
1 |
DAISY DAVID |
PRESIDENT |
|
2 |
VIJI SAM |
VICE PRESIDENT |
|
3 |
ANEESH S |
MEMBER |
|
4 |
BIJU R |
MEMBER |
|
5 |
MANOJ K |
MEMBER |
|
6 |
MANOJ B DATHAN |
MEMBER |
|
7 |
RATHNEESH BABU |
MEMBER |
|
8 |
SREEJI S D |
MEMBER |
|
9 |
MANOJ A S |
MEMBER |
|
10 |
MELVIN JOHN S |
MEMBER |
( Eff Dtd : 13-03-2024 )
| Period | Rate Of Interest |
|---|---|
|
15 - 45 Days |
6.25 |
|
46 - 90 Days |
6.75 |
|
91 - 179 Days |
7.25 |
|
180 - 364 Days |
7.75 |
|
1 Year to Below 2 Year |
8.00 |
|
2 Year and Above |
8.00 |
|
SENIOR CITIZENS Age . 60 and above |
.50% Extra |
| Period | Rate Of Interest |
|---|---|
|
CSOL |
12% |
|
GOLD LOAN 3 MONTHS |
10.5% |
|
GOLD LOAN 6 MONTHS |
10.5% |
|
GOLD LOAN 12 MONTHS |
11% |
|
VEHICLE LOAN |
10.5% |
The Monthly Deposit Scheme (MDS)allows you to save a fixed amount monthly, helping you build savings with competitive interest rates. Choose flexible tenures from 6 months to 10 years and receive a lump sum at maturity. Enjoy a secure way to grow your wealth while having the option to access loans against your deposits. Start saving today!
|
2000X25 |
50000 |
|
4000X25 |
100000 |
|
5000X20 |
100000 |
|
6000X25 |
150000 |
|
8000X25 |
200000 |
|
10000X20 |
200000 |
|
15000X20 |
300000 |
|
20000X20 |
400000 |
A bank locker facility is a service provided by banks where customers can rent a
secure space to store valuable items, such as jewelry, important documents, and
other precious items. The specific details for a locker facility with a ₹1000 deposit
and ₹500 annual rent are as follows:
Customers need to pay a one-time deposit of ₹1000 when they first rent the locker. This deposit is refundable when the locker is surrendered, subject to the bank's terms and conditions.
The cost of renting the locker is ₹500 per year. This fee is charged annually and is generally non-refundable. The rent may be subject to change based on the bank's policies.
The lockers are housed in a secure area of the bank with robust security measures, including surveillance cameras, alarm systems. Access to the lockers is usually through a combination of keys, where one key is held by the customer and the other by the bank.
Customers can access their lockers during the bank's operational hours.
The contents of the locker are typically not insured by the bank. Customers may need to arrange for separate insurance if they wish to cover the items stored in the locker.
Banks have specific terms and conditions regarding the use of lockers, including guidelines on what items can be stored, responsibilities of the locker holder, and procedures for locker operation.
Daily collection services provided by banks offer a convenient way for businesses
and individuals to deposit their daily earnings or collections without needing to visit
the bank branch. This service is particularly beneficial for businesses with high cash
flow or frequent transactions. Here's an overview of how this service typically works:
Bank representatives or authorized agents visit the customer's location daily to collect cash and cheques.
Collected funds are transported securely to the bank.
Once the funds reach the bank, they are processed and credited to the customer’s account on the same day.
Customers receive a receipt or acknowledgment for the collected amount at the time of pickup. This receipt acts as proof of collection and can be used for record-keeping purposes.
NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement)
are electronic payment systems that allow customers to transfer funds between
banks in India. Here's a detailed look at the services provided for customers:
Both NEFT and RTGS are secure methods of transferring funds, with robust security measures in place to protect customer information and transactions.
NEFT: Suitable for non-urgent transactions with funds typically credited
within a few hours.
RTGS: Ideal for urgent and high-value transactions with immediate fund
transfer.
While NEFT transactions are generally free for savings account holders, RTGS transactions may have nominal charges. These electronic transfers are more cost-effective compared to traditional methods like demand drafts or cheques.
Customers receive notifications and acknowledgments for both NEFT and RTGS transactions, ensuring transparency and allowing for easy tracking of funds.
We also facilitate Western Union transfers, offering a convenient way for you to receive money. Whether it’s payments from family, friends, or other sources, you can count on us for efficient Western Union transfer services.
Our commitment to excellence goes beyond words. It's woven into every transaction, every interaction, ensuring your financial journey is seamless and stress-free.
